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Category Archives: Knowledge & Advice

Capacity, Cash, Collateral, Credit – 4 Cs of Mortgages

Freddie Mac, the mortgage company, lists the 4 Cs of mortgages. You can use this information to decide what your budget will be and to get pre approved. 1. Capacity - How much can you afford in payments? There's an … Continue reading

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Six Things First Time Home Buyers Must Know

Here are the top six things that a first-time home buyer needs to know before getting started: 1. Get pre-approved: You'll often hear people say that it's not important for them to get pre-approved. They feel like they've done their … Continue reading

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Should You Rent Or Own?

Many renters wonder if they should buy a house instead of paying rent every month. In a recent report from Bank of America, the life satisfaction that homeowners have versus renting is profound. Ninety-three percent of homeowners are happier with … Continue reading

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6 Tools Every Homeowner Must Own

Being a homeowner means learning new skills, doing new things, and having to use tools to accomplish some basic maintenance that a family needs. Here is a short list of some basic tools that you can pick up that will … Continue reading

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Wondering How Your Home Should Be Priced?

Many real estate agents will help you price your home. That's great. Very often, they'll do a great job, but you should double check it yourself. Here are the five things to look for when you're pricing your house: 1. … Continue reading

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Which Room Should You Stage

Home staging is the art of designing a home to sell. It’s usually done by an interior designer who has studied the most effective way to make a house look great for potential buyers. So what is the one room … Continue reading

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Will Student Loans Keep You From Buying A House?

"Every $1,000 in student loan debt delays homeownership by about 2.5 months, but it doesn't prevent homeownership entirely. In fact, by the time college grads reach their 30s, those with student loan debt have a homeownership rate nearly identical to … Continue reading

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Two Down Payment Myths Dispelled

Myth: You need about 10% down payment on a house. Most consumers, in fact 20% of them according to Fannie Mae, believe that you need between 6% and 10% as a down payment. The reality is that most home buyers … Continue reading

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Beware, There's A New Scam For Your Down Payment

In a cruel new twist, scammers have found a way to steal homebuyers' down payments. The new scam involves tricking a homebuyer into sending their down payment to an account the day before or the day of closing. When the … Continue reading

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A Lawn In The Desert May Not Be A Great Idea

Low maintenance landscaping might be the way to go if you're looking to save money on your water bill and have less hassle all year long. Perhaps this will come as news to anyone reading a blog that's about Las … Continue reading

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